Territory Planning vs Account Planning: What's the Difference?

Dustin Beaudoin ·

Territory Planning vs Account Planning

Most sales teams confuse territory planning and account planning. They think they're the same thing. They use the terms interchangeably. They don't understand the difference.

But territory planning and account planning are different. They serve different purposes. They happen at different levels. They require different approaches.

Here's the difference between territory planning and account planning — when to use each, how they work together, and why both matter.

What Is Territory Planning?

Territory planning is the process of dividing your market into territories and assigning them to sales reps. It's about organizing your sales team — who covers what market, which accounts, which geography.

Level: Team level — organizing the entire sales team.

Focus: Coverage, assignment, organization.

Purpose: Ensure every account is covered, minimize conflict, optimize team performance.

Example: Rep A covers West Coast accounts. Rep B covers East Coast accounts. Rep C covers healthcare accounts.

When it happens: Typically annually or quarterly, during planning cycles.

Who does it: Sales leadership, sales operations, territory planning teams.

What Is Account Planning?

Account planning is the process of developing strategy for specific named accounts. It's about understanding accounts deeply, building relationships, and creating execution plans.

Level: Account level — planning for individual accounts.

Focus: Strategy, relationships, execution.

Purpose: Understand accounts deeply, build relationships, create execution plans, generate pipeline.

Example: For Account X, we'll focus on stakeholder Y, address concern Z, and pursue opportunity A.

When it happens: Continuously, as accounts evolve and relationships develop.

Who does it: Individual sales reps, account managers, account teams.

Key Differences

Here are the key differences:

Level of Focus

Territory planning: Team level — organizing the entire sales team.

Account planning: Account level — planning for individual accounts.

Why it matters: Different levels require different approaches and tools.

Purpose

Territory planning: Coverage, assignment, organization — ensuring every account is covered.

Account planning: Strategy, relationships, execution — understanding accounts and generating pipeline.

Why it matters: Different purposes require different processes and outcomes.

Frequency

Territory planning: Periodic — typically annually or quarterly.

Account planning: Continuous — as accounts evolve and relationships develop.

Why it matters: Different frequencies require different maintenance approaches.

Who Does It

Territory planning: Sales leadership, sales operations, territory planning teams.

Account planning: Individual sales reps, account managers, account teams.

Why it matters: Different people require different tools and processes.

Scope

Territory planning: Broad — entire market, all accounts, all reps.

Account planning: Narrow — specific accounts, specific relationships, specific opportunities.

Why it matters: Different scopes require different depth and detail.

How They Work Together

Territory planning and account planning work together:

Territory Planning Enables Account Planning

How: Territory planning assigns accounts to reps. This enables account planning — reps know which accounts to plan for.

Why it matters: Without territory planning, reps don't know which accounts are theirs. Account planning can't happen effectively.

Example: Territory planning assigns Account X to Rep A. Rep A then creates an account plan for Account X.

Account Planning Informs Territory Planning

How: Account planning reveals account potential, relationships, and opportunities. This informs territory planning — helps balance territories and optimize assignments.

Why it matters: Account planning data helps territory planning create better territories.

Example: Account planning reveals Account X has high potential. Territory planning uses this to balance territories.

Both Are Needed

How: Territory planning organizes the team. Account planning drives execution. Both are needed for success.

Why it matters: Territory planning without account planning creates organization without execution. Account planning without territory planning creates execution without organization.

Example: Territory planning assigns accounts. Account planning creates strategy. Both enable performance.

When to Use Each

Use Territory Planning When:

Organizing your team: You need to assign accounts to reps, organize coverage, minimize conflict.

Planning coverage: You need to ensure every account is covered, balance workloads, optimize assignments.

Managing conflict: You need to prevent overlapping territories, resolve disputes, create clear boundaries.

Optimizing team performance: You need to balance territories, optimize assignments, improve team performance.

Use Account Planning When:

Planning for specific accounts: You need to develop strategy for named accounts, understand account dynamics, build relationships.

Generating pipeline: You need to create opportunities within accounts, prepare for executive conversations, execute account strategy.

Building relationships: You need to understand stakeholders, build relationships, navigate account dynamics.

Executing strategy: You need to create execution plans, track progress, optimize account performance.

Common Confusions

Here are common confusions:

Thinking They're the Same

The confusion: Thinking territory planning and account planning are the same thing.

The reality: They're different — different levels, different purposes, different processes.

The fix: Understand the difference. Use each for its purpose.

Using Territory Planning for Account Planning

The confusion: Using territory planning tools and processes for account planning.

The reality: Territory planning tools don't work well for account planning. They're designed for different purposes.

The fix: Use territory planning tools for territory planning. Use account planning tools for account planning.

Ignoring One or the Other

The confusion: Focusing on territory planning but ignoring account planning, or vice versa.

The reality: Both are needed. Territory planning organizes. Account planning executes.

The fix: Do both. Territory planning enables account planning. Account planning drives execution.

The Bottom Line

Territory planning and account planning are different:

  • Territory planning: Team level, coverage and assignment, periodic, done by leadership
  • Account planning: Account level, strategy and execution, continuous, done by reps

How they work together: Territory planning enables account planning. Account planning informs territory planning. Both are needed.

When to use each: Use territory planning for organizing teams and coverage. Use account planning for planning specific accounts and generating pipeline.

Common confusions: Thinking they're the same, using wrong tools, ignoring one or the other.

The sales teams that succeed aren't the ones that confuse territory planning and account planning. They're the ones that understand the difference — using territory planning to organize teams and account planning to drive execution.

That's the difference between territory planning and account planning — different levels, different purposes, but both essential for success.

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